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The County of Los Angeles Horizons Plan is a powerful tool that can help you reach your retirement goals. What you invest in this voluntary Plan can help you build a retirement nest egg beyond your Los Angeles County Employees Retirement Association (LACERA) pension. Here are some simple facts about the Horizons Plan:
- You can earn a dollar-for-dollar County matching contribution up to 4% of your compensation each pay period. In other words, the County rewards you for making Horizons Plan contributions by making matching contributions to your Plan.
- The contributions you make to your Horizons Plan are made with pre-tax dollars. This means you delay paying taxes on the money you contribute to Horizons. It also means the amount you contribute (for example, $100) only affects your take-home pay by approximately $81, depending on your individual tax situation.
- Your contributions are made through convenient payroll deductions, and you can change the percentage you are contributing at any time by visiting www.countyla.com or by calling the County of Los Angeles Service Center at (800) 947-0845.
- And perhaps most importantly, contributing to Horizons can help bridge the gap between the income you'll receive from LACERA and the income you'll need when you retire.
Not sure if you can afford to contribute to the Horizons Plan? Check out the Paycheck Comparison calculator in the Resource Center, under Planning Tools, to find out how different contribution scenarios affect your take-home pay.
Want to make sure you contribute enough to receive the full County matching contribution? Check out the Contribution Calculator in the Resource Center, under Planning Tools.
Welcome to Your Retirement. Simplified.
Representatives of GWFS Equities, Inc. are not registered investment advisors, and cannot offer financial, legal or tax advice. Please consult with your financial planner, attorney and/or tax advisor as needed.
Please consider the investment objectives, risks, fees and expenses carefully before investing. For this and other important information, please obtain the mutual fund prospectuses and disclosure documents by visiting the Horizons website at www.countyla.com or by calling the Los Angeles County Service Center at (800) 947-0845. Read them carefully before investing.
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Investment options are offered through mutual funds and separately managed institutional accounts and have been selected by the Plan Administrative Committee. Securities are offered through GWFS Equities, Inc., a Great-West Company and FINRA/SIPC Member.
Great-West FinancialSM refers to products and services provided by Great-West Life & Annuity Insurance Company; Great-West Life & Annuity Insurance Company of New York, White Plains, New York; their subsidiaries and affiliates. Great-West Life & Annuity Insurance Company is not licensed to conduct business in New York. Insurance products and related services are sold in New York by its subsidiary, Great-West Life & Annuity Insurance Company of New York.
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